Online Cash Advance - Frequently Asked Questions

1) What is a cash advance?
A cash advance is a small, short-term loan - usually for $500 or less.

2) What can a cash advance be used for?
While most people use a cash advance to take care of unexpected expenses you are free to use your cash advance for anything you would like.

3) What do I need to get a payday loan?
To qualify for a payday loan you need to have been with the same employer for 3 or more months, have an active checking account, make at least $1000 per month and be a U.S. Citizen at least 18 years old.

4) How long does it take?
After submiting a your loan application it usually only minutes to get approved (up to 30). Once you are approved you can receive your cash advance via direct deposit in your bank account the very next day.

5) How do I receive my cash advance?
Your cash advance is deposited directly into your checking account.

6) How much can I borrow
You can borrow up to $500 with one cash advance.

7) Do I have to put up collateral to qualify for a cash advance?
To qualify for a cash advance the only collateral you need is a steady job.

8) How do I receive my cash advance?
Once you've been qualified for a cash advance your will receive an e-mail confirmation. Following this confirmation the money will be deposited directly into your checking account the next business day.

9) Can someone with bad credit or who has a bankruptcy still get a cash advance?
Yes! We don't require credit checks. We just require that you have a steady job.

10) When do I have to pay back the cash advance?
You are required to pay back the cash advance you next pay period.

11) Can I get a cash advance from you if I still have a payday loan pending with another company?
Absolutely, not. We do not extend cash advances to anyone with an outstanding cash advance with another company.

12) Can I pay back my cash advance before my next pay period?
Yes, you can pay back your cash advance earlier if you so desire.

13) Can I extend my cash advance
Yes, we just require you to contact us before your current due date. For a small fee we can arrange to have your payment extended until the pay period following your current pay period.

14) Do I have to pay any additional fees?
You may be required to pay a lending fee depending on which lending institution funds your cash advance. Fees for a cash advance my range anywhere from $20 to $30 per $100 that you borrow.

Cash Advance Payday Loan Application »

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